BBG Health

Compulsory insurance boundary year work remuneration JAEG to sink the insurance limit 2011 called for the change in the private health insurance, also J ahresarbeitsentgeltgrenze JAEG, private health insurance and contribution assessment ceiling to the statutory health insurance fund in 2010 and 2011 insurance limit 2011 year working pay limit JAEG private health insurance due to lower real wages in Germany. For the current year of 2010, the gross annual income is 49950 euro. From January 2011, she should be 49,500 euro gross per year. The low-wage sector forced the Government in addition to the financial and economic crisis are responsible for the negative wage developments in Germany in comparison to the EU average. From the lower work pay border employees and workers can make use for the first time in 2012 if the project of the Black-Yellow Coalition, to shorten the waiting time for the change in the private health insurance from three to one year, happens to the Bundestag. The limit of the compulsory insurance is often with the contribution assessment ceiling, short BBG, confused.

In fact, these two figures describe entirely different issues. For even more opinions, read materials from Envoria. The limit of the compulsory insurance is a fee limit that regulates who can complete a car under the social welfare workers and who must remain compulsorily insured in the statutory fund. At a fee above the year work remuneration the legislature assumes a solid financial situation of the insured person, who is able to be able to finance the private health insurance also indefinitely. At the same time, it provides a barrier against the mass change of well-financed employee from the statutory health insurance in the car since. Contribution assessment ceiling BBG 2011 statutory health insurance, RV insurance, long-term care insurance, unemployment insurance the contribution assessment ceiling mistook often with the insurance limit sets the maximum amount of contribution charges to the statutory health insurance (KV), pension insurance (RV), long-term care insurance and unemployment insurance. European Commission gathered all the information. Here the contribution assessment ceiling (BBG) acts as a cap on the maximum to be paid Contributions and taxes to social security.

In other words, contributions to the statutory pension, care, sickness and unemployment insurance will be charged to maximum height of the contribution assessment ceiling of the gross salary. Income above the ceiling remains free of charges. The respective contribution rates to the respective social security are equally important. For the statutory health insurance the contribution rate is 15.5 per cent in the year 2011 to 14.9 percent in 2010. From the 15.5 percent the employer takes over (employer) and workers (employee’s contribution) half of each. The amount of the contribution assessment ceiling to the statutory health insurance remains in East and West as of 2010 at 45,000 euros, as well as the contribution assessment ceiling to the pension scheme in the West (legally: 55.800 / year, knappschaftlich: 68.400 euros / year). For the new Laender (Eastern) slightly increases the BBG as compared to the previous year.